Superannuation
Regardless of whether you are young or old, you must consider your superannuation strategy now for the future. In fact, the younger you are the easier it is to grow your nest egg. You will be thanking yourself in the future for your financial wisdom!
We can help you to:
- Determine how much super you will need in retirement.
- Choose a superannuation fund that suits your risk profile and retirement goals.
- Choose a super strategy and discuss ways you can boost your super contributions tax-effectively via salary sacrificing etc
DIY superannuation
A DIY (Do-It-Yourself) superannuation fund is an individual, family or small business based superannuation fund that consists of less than five members.
Members of these funds are given a higher degree of control over the funds invested.
Comparing DIY superannuation funds
When looking at which super fund to go with it is always important to compare the advantages and disadvantages. Below is a table that summarises this for you.
|
Advantages
|
Disadvantages
|
|
Control over your investments
|
High cost
|
|
Tax concessions
|
Time consuming
|
|
Cost effective
|
Riskier
|
|
Estate planning opportunities
|
Compliance
|
|
Investment flexibility
|
Â
|
|
More retirement planning options
|
Â
|
What you can invest in
With Count’s DIY superannuation fund options, you can invest in various investments, which include but are not limited to:
- ASX listed securities
- Managed funds
- ASX fixed interest securities
- Securitised assets
- Real estate
|
|
